ABSTRACT
Pro?tability is the main goal of all business ventures. The ?nancial health of any business can be measured through its pro?tability positions and business organizations cannot survive without pro?ts. In view of the signi?cance of improving pro?tability of the banking sector in recent years, the present study is aimed at examining the pro?tability of public sector banks of India using Return on Assets ratio. The result of the analysis carried out for the period 2010-11 to 2019-2020 shows ?nancial performance and positions of public sector banks. Public sector banks with increasing nonperforming assets are experiencing negative return on their assets in recent years which is deteriorating their pro?t
ABSTRACT
This study examines the effect of ?nancial Literacy on investment decision making among investors in Patan District. Financial literacy is expressed in terms of knowledge and awareness while investors decision-making is described as the act of investors and the way they interpret, anticipate, investigate, and assess the steps and transaction for decision making. This includes investment risk, investment decision model and process. To achieve the research objective, an quantitative approach was applied in which 150 self-administered questionnaires were collected using convenience sampling. The data was analyzed using SPSS software. Descriptive statistics were identi?ed and proposed hypotheses were tested using Pearson correlation and multi-regression analysis. Results showed showed a positive signi?cant relationship between ?nancial literacy and investment decision making